Problem
Traditional insurance doesn't work for modern teams
Expensive premiums
Traditional group benefits strain budgets with rising premiums and rigid coverage that might not meet employees’ needs. You often overpay for plans lacking flexibility and value.
"One-size-fits-all" plans
Employer-chosen plans make it difficult for some employees to access the doctors or prescriptions they need, especially those with specific healthcare needs or that live out-of-state.
Complicated to administer
With group insurance, it takes a village to offer great benefits. You're responsible for making sure everything runs smoothly, from plan selection to COBRA administration.
Solution
Modern Benefits, Made Simple
Gleam helps businesses offer personalized, affordable health benefits through ICHRA and group HRA plans, giving you control over costs and your employees the flexibility they deserve.
Personalized Benefits
Employees choose insurance plans that include the doctors, prescriptions, and benefits they need — no more one-size-fits-all solutions.
Predictable Costs
Set a fixed monthly budget for your team and say goodbye to surprise premium hikes. You'll always know exactly what you're spending.
Seamless Reimbursements
Employees can use their Gleam HRA card to pay for insurance or get reimbursed directly to their bank accounts. You decide if unused funds can go toward other eligible medical expenses.
Prescription
Lab Tests
Premium
Hassle-Free Administration
Gleam handles the heavy lifting: managing budgets, administering reimbursements, ensuring compliance, and more—so you can focus on running your business.
How it works
Personalized Benefits in 4 Simple Steps
Pricing
Plans for every team
SMALL BUSINESSES & STARTUPS
$25/ enrolled employee / month
billed monthly
- Customized ICHRA plans
- Unlimited HRA cards
- 50-state coverage
- Payroll integrations
- HIPAA, ERISA, COBRA & ACA
- 1094-B/1095-B Reporing
- 1 EIN
- Personalized employee support
Book a Demo
Up to 50 employees
LARGE EMPLOYERS
$32/ enrolled employee / month
billed monthly
- Everything in Small Businesses
- Advanced ACA Compliance Tools
- 1094-C/1095-C Reporting
- Multiple Employee Classes & Eligibility Options
Book a Demo
50-199 employees
ENTERPRISES
Custom/ enrolled employee / month
billed monthly
- All Features in Large Employers
- Dedicated Account Manager
- White-Glove Onboarding
- Enterprise-Level Custom Integrations
- Advanced Analytics
- Multi-Entity Support
- Custom Branding Options
- Premium 24/7 Support & SLAs
Contact Sales
200+ employees